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There are certain guidelines that collection agencies must follow when attempting to get payments,sac longchamp pas cher. The FDCPA applies to a wide variety of debts, including medical bills,sac longchamp, car loans,converse pas cher, and credit cards,sac longchamp pas cher. Many states have additional laws that serve to protect consumers,sac longchamp pas cher, and their laws may cover debts that aren’t covered by the FDCPA,converse all star. It is important to have a basic understanding of this law. It will keep you from being the victim of collection agencies that use illegal methods of extracting payment from you,converse all star.
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Collection agencies are not allowed to make phone calls at times that are deemed unreasonable. Any phone calls made before 8 AM or after 9 PM are not allowed,chaussures converse pas cher. You must approve any calls that are made outside this time span first,converse pas cher. Debt collectors are also not allowed to call you while you’re at your place of employment,longchamp pas cher 51404
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It is important to understand this law if you find yourself in a situation where you have a large amount of debt and are having trouble making payments. While you should always try to repay back what you owe,sac longchamp, collection agencies are limited in how they are able to contact you about those payments,An Overview Of The Fair Debt Collection Practices Act,longchamp pas cher. Many agencies may violate this law,chaussure converse all star, and if you are not familiar with it you will not be able to take any actions to defend yourself,longchamp pas cher. If a collection agency violates the FDCPA, it may be possible for you to take them to court. If it is found that they have made numerous violations against debtors,abercrombie, a class action lawsuit may be filed,converse all star.
If a collection agency violates this law when contacting you,converse pas cher, you can report the incident to the state Attorney General’s office,abercrombie outlet. If the agency is in a different state,longchamp pas cher 70191
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The FDCPA is an important law that can protect in the event you are being contacted by collection agencies,converse discount. While it is important for you to pay off any debts you have,sac longchamp, agencies should not use unethical methods for getting you to make payments. This is a violation of the FDCPA,converse all star, and they could be held liable,sac longchamp.